Marqeta is on a mission to change the way money moves. Pulling back the curtain on issuer processor innovation We’ve been quiet for too long. Get a real-time Marqeta, Inc. A. We’ve been chomping at the bit reveal what’s going on at Marqeta and open a dialogue about the payments industry. Payment Industry Glossary This helpful glossary provides definitions around common payment terms, from ACH to virtual cards. Shares of leading edge card issuer Marqeta (NASDAQ: MQ) jumped 6. The shares finished the day up more than 13 percent, closing at $30. The $15billion valuation placed on the Marqeta IPO is a clear indication of the rapid growth in the fintech sector and the future part to be played by BaaS and embedded financial technologies in the world financial services sector. Morgan Chase, Verizon and Ford, as adoption and scale of the Marqeta platform continues to grow globally. Source: Fiserv, Inc. 8, 2023-- Marqeta, Inc. It makes issuing of cards for their users easier and more streamlined. Multiple shipping options. It’s a busy time in the payments space. Our diverse. Guides Discover key concepts of the Marqeta platform with hands on tutorials. “From our earliest conversations with Marqeta, we could. Marqeta's near-term prospects rely on its ability. Highnote | 3,900 followers on LinkedIn. Don’t be bound by traditional credit offerings that put you in a box. 05. Similar to our partnership with Deserve, FNBO will handle program management capabilities. Q3 Total Processing Volume, or TPV, was nearly $57B, up 33% YoY and 6% QoQ. Card issuing company Marqeta has debuted a new credit card issuing platform. The company was founded in 2000 by Clay Wilkes, who also serves as its CEO. SynapseFi. Update: June 10, 2021: Marqeta shares rose 13% on their first day of trading Wednesday to close at $30. 1 As specified in more detail below, the amendments apply the notice and access fees set forth under the rule to the. Top 10 Competitors Of Marqeta: Railsbank, Gps, 11:Fs, Bond. (NASDAQ: MQ ), the global modern card issuing platform, today reported financial. Apply for solution certification, connect to. In the Issuer Processing space in Europe, key players include Carta Worldwide, Paymentology, Global Processing Services, Tribe Payments, and Marqeta. Marqeta partners with local charitable nonprofits and gives each employee 10 hours of paid volunteer time annually. Open accounts with robust KYC and issue physical, virtual, and tokenized debit cards. Apply quickly to various Card Issuer Processor Platforms jobs . Better Buy: Marqeta vs. Their services. Today’s digital payments ecosystem demands you handle everything from real-time payments and electronic payments to money transfers and peer-to-peer (P2P) transfers. 14: Invalid Card. Marqeta is reinventing the way credit cards are built. of Oakland, Calif. Marqeta Alternatives Are Fintech Businesses That Issue Cards And Offer Financial Services. 6 billion, with net revenue of. Marqeta is one of the first card issuers to launch instant issuance capabilities, and web push provisioning further extends our leadership in this space. 2 billion. issue cards and authorize and settle payment transactions. Marqeta also partners with other companies to provide more services, like card manufacturing. At some time in the three months prior to your wedding date, you will need to buy a marriage licence. Stables’ clients can convert stablecoins into fiat money thanks to Marqeta’s dynamic funding. (MQ) stock price quote with breaking news, financials, statistics, charts and more. OAKLAND, Calif. Google Scholar; Janis I. Visa annual gross profit for 2020 was $21. Inside Marqeta’s plans to grow its ‘card-as-a-service’ offering. and switching cost moats should sustain its position as the leader in modern issuer processing. 03 per transaction in processing and other revenue. Picking Marqeta as a partner was an easy choice - their modern platform for developers is unparalleled, and alongside the expertise and knowledge they bring to the. Which is why we’re the proven issuer processing partner for many of today’s most forward-thinking businesses. It's an excellent jigsaw puzzle: what Marqeta brings and their strengths with our strengths. Both pieces must be in place for the system to work. L. In response, JP Morgan has partnered with Marqeta to provide digital issuance to commercial. Gateway and Managed Just-in-Time (JIT) Funding for real-time payment authorizations. <iframe src="height="0" width. Numerous large enterprise clients depend on Marqeta for its award winning all API based platform. As workers battle rising inflation and shifts in access to credit, total processing volumes for customers offering accelerated wage access through Marqeta’s platform has grown over 100% quarter-over-quarter. Inc. Every time you use your card, the merchant is charged a fee by the issuer to process the. You could also schedule your payments and we’ll continue sending reminders by email and text message until any remaining balance is settled, but you won’t receive calls about your loan. Define authorization rules on card spend, provide ATM access, and. Use the comparison tool below to compare the top B2B Payment platforms for Quickwork on the market. (NASDAQ: MQ), the global modern card issuing platform, today reported financial results. We look at how the company is taking on the payments industry as digital transactions surge — and where it might fall short in the public market. From Buy Now, Pay Later financing to crypto payment solutions, the Marqeta platform delivers the experience. Research Brief Banking & Payments. Fiserv, FIS, and Global Payments have more than 95% of U. OAKLAND, Calif. 100. Goldman Sachs is the issuer of the card and is responsible for underwriting, customer service, the underlying platform and all matters related to regulatory compliance through Goldman Sachs Bank USA. offers a full-stack solution with issuer. The company generated $290 million in revenue in 2020 compared to $143 the previous year. The FinTech unicorn helps 3rd. Canada. This was the third consecutive quarter where our TPV exceeded $50 billion. Processing. As the fintech market boomed, so too did business for the banking-as-a-service companies that helped startups interact with banks. Resources. Find out how Western Union integrated with Marqeta to deliver a next generation, real-time multi-currency digital wallet and digital banking. Marqeta's platform, powered by open APIs, gives its customers the ability to build more configurable and flexible payment experiences, accelerating product development and democratizing access to. In this series, we highlight a few of our recent product enhancements to provide you insights into how our products are evolving to help you grow your business. Who is Jason Gardner? Marqeta is a modern card issuer and payment processing business founded in 2010 that is due to IPO in 2021, potentially listing with a. In 2020, Marqeta netted 11bps in interchange revenue plus $0. 340B, a 2. (Motley Fool) Marqeta, Inc. 14:10 (UTC), 4 June 2021. third-party credit card issuer processing. 48% increase year-over-year. Marqeta is an issuer processor with an open API that includes rich features like Just-In-Time “JIT. Limitless Payments Technology | Certified B Corp | The future of embedded, integrated, automated, sustainable Fintech. Direct, dynamic control of new and recurring spend. 6 billion, with net revenue of $132 million. One of the first payment companies to be B Corp Certified, CLOWD9 is designed to be the most efficient. Explore Marqeta's alternatives and competitors. Marqeta is. 1 billion of TPV, up 177 percent from $21. Square, by far Marqeta's most important partner, is growing fast, so it isn't all that surprising that Marqeta posted 103% revenue growth in 2020 relative to 2019. with modern issuer processing 1mo Report this post. The Oakland-based Marqeta can rightly be described as a payment infrastructure powerhouse. Innovate, launch and scale card programs with Marqeta modern card issuing platform. Square went from a $4 billion market value in 2016 to $32 billion today, becoming Marqeta’s largest customer and processing more than $5 billion in volume through Marqeta last year, estimates. “DMC highlights Marqeta’s innovative leadership that continues to change the way companies think about issuer processors. Processing. The global modern card issuing platform had $47 billion in fourth quarter total processing volume, up 41 percent year-over-year, and generated $204 million in fourth quarter net revenue, up 31 percent year-over-year. We very complementary. Processing Network Unavailable. By configuring an endpoint on your system, you can receive and respond to JIT Funding requests from Marqeta and directly participate in the authorization decisioning. Marqeta said that Goldman Sachs “will leverage our modern card issuing platform” to introduce digital checking accounts to Marcus customers, according to a Marqeta blog post on Thursday (Jan. Issuers must consider a person’s creditworthiness based on a number of factors, including credit score and financial history. All the processing is performed on Marqeta’s servers. How these categories and markets are defined. Core Lending Suite. Marqeta Alternatives Are Fintech Businesses That Issue Cards And Offer Financial Services. Guides Discover key concepts of the Marqeta platform with hands on tutorials Core API Issue cards, fund accounts, manage payments, and more DiVA API (reporting & analytics) View filterable, curated production data and personalized insightsEMERYVILLE, Calif. Our card-issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real-time. Manage transactions. Core API Issue cards, fund accounts, manage payments, and more. Top 10 Competitors Of Marqeta: Railsbank, Gps, 11:Fs, Bond. One example is Goldman Sachs ( GS ), with its. 7. Processing. By configuring an endpoint on your system, you can receive and. Marqeta’s modern card issuing platform is built from the ground up to provide booming startups and global enterprises with a modern solution they can trust. After checking to ensure that the transaction information is valid, the issuer/processor authorizes the card holder to make the purchase. Marqeta's open API and real-time payment platform allows you to customize and issue cards, process transactions, and access rich data insights. Marqeta, Inc. We’re excited to introduce Marqeta for Banking, a portfolio of seven banking products that represents the continued expansion of our modern card issuing platform. Differentiator. P. 391B, a 2. It currently trades at $1. Numerous large enterprise clients depend on Marqeta for its award winning all API based platform. Scale globally Integrate once into our global platform to support card programmes in Europe, the US, Canada and Asia. 's revenue last year; Marqeta's. 07. A core credit card processor at a large issuer can interface with more than 100 upstream and downstream enterprise applications. Marqeta’s open APIs provide instant access to highly scalable, cloud-based payment infrastructure that enables customers to launch and manage their own card programs, issue cards and authorize and settle payment transactions. Full Year 2022 Financial Results: TPV increased by 50% year-over-year, from $111 billion in 2021, to $166 billion in 2022. The partnership enhances CoreCard’s longer-term strategy of “extending its issuer processing capabilities to include a wider range of value-added services, providing a seamless route to a. Modernize your core banking system, enabling streamlined innovation to accelerate your digital transformation. Marqeta, a cloud-based open API platform for modern card issuing and transaction processing, recently filed its S-1 in preparation for its shares to start trading publicly in June. This metric excludes the company's treasury shares. This payment process empowers Marqeta customers to pay invoices more efficiently and access cost savings by avoiding costly check processing fees. Marqeta is an issuer and processor for physical and virtual prepaid, debit and credit cards. , Nov. (MQ) stock price quote with breaking news, financials, statistics, charts and more. Marqeta’s move into credit card issuing and processing now allows it to support any card type through its modern card issuing platform, working with first strategic partner Deserve to open up new access to innovation in the credit card space. Marqeta is the world's first modern card issuing platform. CLOWD9 is the world’s first cloud native, cloud certified, decentralised, issuer processing platform. MARQETA REPORTS SECOND QUARTER 2023 FINANCIAL RESULTS, ANNOUNCES FOUR YEAR EXTENSION TO CASH APP CONTRACT The global modern card issuer had $54 billion in total processing volume, up 33 percent year-over-year, with net revenue of $231 million in the second quarter of 2023, up 24 percent year-over-year. control of Marqeta's modern card issuing platform. In response, JP Morgan has partnered with Marqeta to provide digital issuance to commercial. You can filter results by user reviews, pricing, features, platform, region, support options, integrations, and more. A type of payment card typically attached to a line of credit that a user can make purchases against. Guides Discover key concepts of the Marqeta platform with hands on tutorials. Marqeta Reports Second Quarter 2023 Financial Results, Announces Four Year Extension to Cash App Contract August 8, 2023 The global modern card issuer had $54 billion in total processing volume, up 33 percent year-over-year, with net revenue of $231 million in the second quarter of 2023, up 24 percent year-over-year. (MQ) is going public on the Nasdaq Global Select Market next week. Marqeta’s Q2 results showcased our ability to provide our growing, global customer base with a high level of service,. Company Type For Profit. 941B. Global growth: Through a cutting edge new partnership with Visa, Marqeta is now a certified processor in 10 markets across Asia Pacific, a footprint three times larger than any other issuer in the. Boston: Houghton. 12. Marqeta’s modern card issuing platform supports prepaid, debit, and credit. By integrating with major card processing networks around the world. bills itself as one of the few tech innovators on the issuer side. Using open API platforms, card. Cardholders get instant access and can start purchasing right away BROOKFIELD, Wis. When a Dasher. Nearly Two-Thirds of Americans Want Employers to Offer Instant Access. In the first three months of 2021, Marqeta generated about $108M, up 123% from the same time in 2020. The company was founded in 2000 by Clay Wilkes, who also serves as its CEO. “ By offering seamless corporate card experiences, we empower our customers to focus on their business goals instead of spending valuable time combing through expense reports. Then, the. Summary FINRA has amended, with immediate effectiveness, the provisions of FINRA Rule 2251 regarding rates of reimbursement for expenses incurred in processing and forwarding proxy and other issuer-related materials. Head of Customer and Market Insight, Europe. 9, 2022-- Marqeta, Inc. Shares are trading. Galileo’s products and services include card issuing, payments processing, and digital banking solutions. Financial Transaction Services. 🤔 My Analysis: Marqeta turned issuer processing on its head. We would like to show you a description here but the site won’t allow us. For physical cards, choose from magnetic stripe, near-field communication (NFC), and Europay, Visa, and Mastercard (EMV)-chip enabled. In other words, they say this information is relevant to market definition. Total processing volume, or TPV, was $57 billion, an increase of 33% compared to the same quarter of 2022. -- (BUSINESS WIRE)--Jun. Marqeta. issue cards and authorize and settle payment transactions. Website: galileo. Visa makes strategic investment in card processing startup Marqeta. Unlike traditional issuer processors, about half of Marqeta’s revenue is from interchange sharing, similar to a prepaid card program manager (shown in Figure 5 below). per virtual card. 10-26-2021 09:39 AM Modern payment card issuing processes can deliver many different types of cards in a fast, efficient, and secure way. A customer roster is not disclosed publicly, but it appears to. S. As Marqeta’s IPO has shown, the opportunity ahead for a diverse set of global players in our space is truly enormous and we believe that 2021 is now the year of the issuer processor. com. The primary function of a payment processor is to verify the transaction details,. In 2016, Marqeta was the first payments platform to bring technology to market allowing virtual cards to be instantly provisioned and tokenized into a mobile wallet. By partnering with Marqeta, businesses can unlock new revenue streams through offerings like modern card programs, virtual cards, tokenization services, and simplified payment processing. Push provisioning to digital wallets. As the only core issuer processing system that is delivered through an open API, Gardner says that Marqeta clearly checks that box, by doing, he says, for issuer processing what AWS (Amazon Web. Marqeta’s modern card issuing platform is built from the ground up to provide booming startups and global enterprises with a modern solution they can trust. However, encouragingly, there’s a wave of issuer-processing challengers like Marqeta, I2C, Galileo, Stripe, Adyen, RS2, HPS and Corecard. If you’re wondering where Marqeta resides, we would fall under the issuer in the card ecosystem in the four party model of Merchant, Cardholder, Issuer bank and Acquirer bank. Inside Marqeta’s plans to grow its ‘card-as-a-service’ offering. By untethering payment infrastructure from historic (and. 13% decline from 2021. Processing. The anxiety is higher in the US, with 51% reporting that they’re concerned about holiday purchases, compared to 43% in the UK. By giving developers the tools they need. Marqeta Inc. Will Reeves, Marqeta has benefited from the accelerated shift to e-commerce and digital payments brought on by COVID-19. Marqeta will become the first processor to integrate with Track Instant Pay in the U. Buyers spent over $45 billion on payments targets globally across more than 150 transactions, according to 451 Research's M&A Knowledgebase and S&P Capital IQ Pro. As you'd. The card issuer approves or declines the transaction based on the available funds and other factors. WASHINGTON – U. Marqeta's financials When Marqeta's partners do well, Marqeta does well. OAKLAND, Calif. Stripe was formerly known as DevPayments. Europe, and North America are GPS, Marqeta. Total processing volume, or TPV, was $57 billion, an increase of 33% compared to the same quarter of 2022. This means, you can configure so-called task list templates with tasks which can then be automatically assigned to the issues. marqeta. While making significant inroads will likely take. We’re excited to see our Founder & CEO Jason Gardner named one of the Top 50 Financial Technology CEOs of 2022 by the Financial Technology Report. We don’t charge late fees, but partial payments or late payments can hurt your credit score, affecting your chances of getting another loan with us. Senior Associate, Solution Engineering (Card Engineer) – Pune, India Do you have a deep understanding of card processing systems, real-time payment networks, and related technologies? Do you have a go. Founded six years ago by CEO Jason Gardner, has built a processing platform that helps client companies to issue credit cards, debit cards and prepaid cards – all of which. 34B, a 2. N> has joined a $45 million investment round in Marqeta, a U. . Everyone from Goldman Sachs to DoorDash uses its APIs to launch and operate consumer payment products. . 4, 2014 (GLOBE NEWSWIRE) -- via PRWEB - Today, payments innovator Marqeta introduced the world's first fully documented, open issuer processing Payments API at developer. An authorization. Check your website’s code. Digital wallets & tokenization. 20%) Q3 2023 Earnings Call Nov 07, 2023,. "A Marqeta product that allows a card issuer to provision a token to a digital wallet, allowing an end user to securely store card information in the digital wallet. Highnote is the world’s most modern card platform, purpose-built to grow customer loyalty, engagement, and revenue through embedded card issuance experiences. Like most growth companies, Marqeta is incurring losses and remains unprofitable today. Welcome to the. Bond integrates with i2c for processing. Marqeta is an invaluable partner to Ramp. Marqeta’s modern card issuing platform supports prepaid, debit, and credit. Last Funding Type Series A. Bank-grade encryption safeguards PII, PCI, and PIN data-in-transit and data-at-rest. Marqeta powers DoorDash’s Red Card, the proprietary, instant-issue physical credit card that Dashers use to pay thousands of restaurants in three countries directly at the point of sale. Or even with JIT (eg. This allows customers to set up and manage their own card programs or even create customized cards for internal use. We partnered with independent experts in. Issuers give cards to account holders on behalf of credit card companies, such as Visa, Mastercard, American Express, and Discover. Marqeta works on their behalf with card networks such as Visa Inc. US consumers are also expected to be more reliant on credit, with 49% of consumers surveyed saying. At the same time, Marqeta will act as the issuer processor, bringing the technology that allows customers to create customized card experiences lacking in credit. For mobile applications, native widgets aren’t. Modern Card Issuer Marqeta Is Going Public. 99% platform uptime in addition to advanced fraud and spend controls. " Marqeta is the first company to offer a platform for modern card issuing and transaction processing and we believe also the first to market with multiple issuing and processing innovations, including the first open APIs, JIT Funding, and Tokenization as a Service. Processing. Information about Marqeta's software development kits (SDKs). Fund accounts. Trying to get help? Ask our dev community. In the debit card space or prepaid card space, there are things like the Program Manager. OAKLAND,. 20%) Q3 2023 Earnings Call Nov 07, 2023,. All in a way that’s straightforward, secure, and consistent – from Azerbaijan to Zimbabwe. Just-in-Time (JIT) Funding ™. Transaction processing in binary — transactions are either approved or declined. In the months since, the company has been on a turbulent path, acquiring Power Finance, cutting its workforce, closing and opening international operations and renewing a vital contract with Block. They are pioneers in the issuing processing space with modern API based issuer processing. Processing overview. Visa provides other value-added services to its clients including fraud and risk management, debit issuer processing, loyalty services, dispute management, digital services like tokenization as well as consulting and analytics. When Jason and the team started Marqeta in 2009, they saw an opportunity to innovate on the issuer processing side of things. Here’s What It Means For Payments Tech & Issuer Innovation . Nearly Two-Thirds of Americans Want Employers to Offer Instant Access. 81% increase year-over-year. 1982. This short video gives an overview of the process of issuing cards using the SDK. With Marqeta’s API-first credit card issuing and processing platform, we give you the tools so you can customize your card program. 273B, a 15. At a time when many in payments world trumpet their stats and status, Marqeta Inc. Marqeta’s open API platform is the perfect fit for our business, and will support us as we continue to. Just-in-Time (JIT) Funding ™. Solutions. OAKLAND, Calif. Using Marqeta’s modern card issuing platform, DoorDash has the ability to control what is being purchased and to avoid fraudulent charges. Marqeta will be Block's default issuer processor in existing and future markets outside of the US. As the only core issuer processing system that is delivered through an open API, Gardner says that Marqeta clearly checks that box, by doing, he says, for issuer processing what AWS (Amazon Web. Provide a seamless, digital-first cardholder experience and realize superior flexibility and control, using Marqeta’s modern, API-based platform. Introducing our new European payments report: The European Payments Landscape in 2030: Implants, embedded ethics and a ‘post-payments’ world. The Marqeta IPO in June raised $1. Marqeta, Inc. Card issuer Marqeta has teamed with Scalapay to expand buy now, pay later use in Europe. Card issuing and processing platform Marqeta is on a mission to make it easy for businesses of all sizes to roll out. --(BUSINESS WIRE)--Aug. Issuer processors 1. A new platform collaboration from Marqeta and Visa has created a powerful new offering for customers looking to launch card programs across APAC, or expand into the region. The global modern card issuer reported $57 billion in total processing volume with net revenue of $109 million in the third quarter of 2023. DiVA API (reporting & analytics) View filterable, curated production data and personalized insights. , an online card and payment processing company, raised $1. With our issuer processing service, you manage the end-to-end processing of your payment products. This collaboration delivers a cloud-based issuer processing platform for leading-edge payment innovation. Marqeta is looking for at least. CoreCard Software. Our partnership will offer easier interoperability and global scale, making it possible for companies to launch card programs faster across 10 markets in the region. . Visa net income for the twelve months ending September 30, 2023 was $17. All in a way that’s straightforward, secure, and consistent – from Azerbaijan to Zimbabwe. Marqeta is an example of an issuer processor. “Marqeta is an incredible partner to Ramp. Global Payments. The company's annual total processing volume was up 50 percent year-over-year to $166 billion, generating $748 million in. A payment card processing system maintains a payment card account for a user for funds from a third party funding source. 3 months ago - Business Wire. The launch, announced Monday (Oct. Welcome to this quarter’s issue of Marqeta Release Highlights. Solutions. global modern card issuing platform, today reported financial results for the third quarter ended September 30, 2021. To understand the full card-issuing ecosystem and the partners you might need to know about when creating your program, read our card-issuing ecosystem explained blog post. Also Known As Galileo Processing. Only one member of the couple is required to apply for a. About Marqeta Marqeta's modern card issuing platform empowers its customers to create customized and innovative payment cards. (NASDAQ: MQ), the global modern card issuing platform, today reported financial results for the first quarter ended March 31, 2023. Cloud infrastructure has evolved at light speed with innovative approaches to security and. is a provider of customizable payment cards for the digital economy, but its non-Block business needs to grow to attract investors. P. 24, 2022-- Marqeta (NASDAQ: MQ), the global modern card issuing. Article 1: Why credit still matters; Article 2: Designing credit card rewards; Article 3: Driving credit card revenue. 147B: 0. Operating Status Active. card issuing card processing pay-in real-time payment networks integration issues problem-solving attitude industry partners Analytical Mind Visa pay-out engineering knowledge card processing systems card space plaid settlement solutions Communication Skills Mastercard Sepa Project Manager Swift Agile MethodologiesSAN FRANCISCO--(BUSINESS WIRE)--Jun. This report is a futuristic look at the world of payments and examines the potential issues and innovations that may emerge in the next decade. A broad range of clients leverage Marqeta's award winning issuer processing platform to power unparalleled card and mobile payment solutions. I. Just like their physical counterparts, virtual cards have a 16-digit number that is automatically generated and assigned to a customer’s account. advice transaction replaces an original authorization with a smaller amount. What is modern card issuing? Top characteristics of a modern card issuing platform. 7, 2022-- Marqeta (NASDAQ: MQ), the global modern card issuing platform, today. 0 serve the long tail of developers instead of focusing on enterprise sales, such as Lithic and Highnote (formerly Bay1). , Nov. Develop, test, and execute highly-customizable rules from hundreds of data attributes, including card network risk scores, on every card transaction. Emeryville, CA (PRWEB) November 04, 2014 -- Today, payments innovator Marqeta introduced the world’s first fully documented, open issuer processing Payments. That refund authorization clearing is. Galileo is a financial technology platform with an innovation engine and a leader in card issuing, payments and digital banking. 4, 2014 (GLOBE NEWSWIRE) -- via PRWEB - Today, payments innovator Marqeta introduced the world's first fully documented, open issuer processing Payments API at developer. Marqeta’s modern card issuing platform supports prepaid, debit, and credit. We have deep expertise in the prepaid and debit. Marqeta’s Mission. We would like to show you a description here but the site won’t allow us. comMarqeta's open API platform enables financial institutions to modernize card issuing and processing, drive innovation and grow revenue. 03. Pomelo, like many BaaS players, aims to bring that down to weeks. MARQETA REPORTS FIRST QUARTER 2023 FINANCIAL RESULTS. Open accounts and issue debit cards. DiVA API (reporting & analytics) View filterable, curated production data and personalized insights. 13% decline year-over-year. 10¢. The entire Marqeta ecosystem runs in an open API environment and can also be managed from an integrated dashboard.